Helbing Law Office Logo by Timothy Helbing located in Appleton, WI serving chapter 7 and chapter 13 bankruptcy

Wisconsin homeowners may benefit from foreclosure settlement

Financial challenges such as a sudden medical bill or termination of employment may require individuals to seek debt relief, especially if he or she is a homeowner. A bankruptcy is a common way to stop foreclosure proceedings, and homeowners may also receive help from the nationwide foreclosure settlement. The five largest mortgage banks in the […]

Bankruptcy filings lessen for 2012

When an individual can no longer manage to keep up with debt payments, filing for bankruptcy can prevent aggressive debt collection practices like wage garnishment and even excessive phone calls. Bankruptcy usually discharges, or voids, all of the debt associated with the filer. According to recent records in U.S. bankruptcy courts, the number of bankruptcy […]

More people taking out student loans, avoiding credit card debt

Americans are becoming increasingly more confident in the economy. This, in turn, is spurring increased spending and new borrowing. According to the Federal Reserve, people are taking out more auto and student loans but have shown less willingness to take on credit card debt. In September, consumer borrowing rose by $11.4 billion when compared to […]

Dairy farmers may face bankruptcy

Farmers across America battled a harsh year. The drought they experienced left them with less produce, forcing the cost of crops like corn to rise. Coupled with this, Congress failed to renew or update legislation known as the farm bill, which sets agricultural policy for the country. While this has been difficult for all farmers, […]