Helbing Law Office Logo by Timothy Helbing located in Appleton, WI serving chapter 7 and chapter 13 bankruptcy

Be careful with debt consolidation

The average Wisconsin resident has debt spread out over a lot of different lenders. He or she may have a mortgage, car loan, student loans, and multiple credit cards. Trying to juggle payments can be tricky, which may lead some to consider consolidating their debt. Though this may make repayment easier to keep track of, […]

Chapter 13 bankruptcy: Who gets paid?

Anyone can hit a rough patch in their financial well-being, and sometimes those difficulties can arise in the blink of an eye. An unexpected illness, the sudden loss of a job, and even divorce can throw an individual into a financial tailspin. As scary as that may be, there are safeguards in place that these […]

The dangers of payday loans

Most Wisconsin residents have faced financial challenges at some point in their lives. This can happen when a medical condition unexpectedly arises, one loses his or her job, or if one’s income is not enough to cover the day-to-day expenses of life. Regardless of the particular circumstances faced by these individuals, one thing is often […]

What is protected throughout the bankruptcy process?

When people think about bankruptcy they often find themselves wondering what they will lose. Though some types of bankruptcy, such as Chapter 7, may require a debtor to liquidate, or sell off, assets in order to satisfy outstanding debts, the law does seek to protect bankruptcy filers from financial ruin. This is why bankruptcy can […]