Helbing Law Office Logo by Timothy Helbing located in Appleton, WI serving chapter 7 and chapter 13 bankruptcy

What are some indicators that you need debt relief?

We all face debt from time to time, and many types of debt — like taking out a mortgage or buying the groceries on a credit card — are an accepted part of everyday life. However, what are some signs that things have gone too far and you need to look into your debt relief […]

Bad habits that can lead to bankruptcy

Bankruptcy is often caused by singular events that are unexpected, like the loss of a job or sudden high medical bills with no insurance. However, it can also be caused by bad financial habits that dig a hole over time. One issue, experts warn, can be using electronic payment options and setting bills up to […]

Do you lose all assets when filing for Chapter 7 bankruptcy?

Chapter 7 bankruptcy liquidates your assets. They’re sold off, the money is paid to your creditors, and the debt is erased. The money paid is typically far less than is owed, but it still gives the creditors something as you get a clean slate. Naturally, people are often rather concerned about doing this because they […]

Bankruptcy filings at lowest level in nearly a decade

Bankruptcy filings are often used as a gauge to measure some aspects of the American economy. As filings increase, it is assumed to be a symptom of individuals encountering hard times as they lose hours or jobs and they no longer have the income to pay their bills. When bankruptcy filings fall, it is presumed […]

3 bankruptcy assumptions that are false!

Are you contemplating filing for bankruptcy in Wisconsin? If so, you may think that this action will do irreparable harm to your credit score. Your spirits may be dampened by certain assumptions about bankruptcy that have been conveyed to you by your friends or family. Don’t panic because you are not alone! According to the […]