Helbing Law Office Logo by Timothy Helbing located in Appleton, WI serving chapter 7 and chapter 13 bankruptcy

Is it bad to spend money and then file for bankruptcy?

Everyone who is considering Chapter 7 bankruptcy is in a tough spot financially, and they don’t have a lot of cash on hand. They still need to spend, but they don’t want the courts to then accuse them of bankruptcy fraud, saying they were using credit cards just so they could then eliminate the debt […]

Debt mistakes people make and then instantly regret

Have you ever made a mistake, known instantly that you did and felt that gut-wrenching frustration that goes along with it? When you do that with your debt, it can really be problematic, and you must know what mistakes to avoid. For example, many people pay their bills, but they just don’t do it on […]

The upsides of telling your children about financial issues

The way you handle financial issues within your family is, of course, up to you. Some parents who are facing bankruptcy try to keep their kids in the dark, while others prefer to tell them exactly what’s going on. If you’re unsure what to do, though, you should consider these upsides to telling them: — […]

Do garnishments stop automatically after bankruptcy?

Your wages are being garnished because of what you owe, and you finally just decide to declare bankruptcy. You want to eliminate the debt, stop the garnishments and move forward with your life. You file, and then the garnishments keep happening. You’re furious, but your employer keeps taking the money out of your checks. Why […]