Helbing Law Office Logo by Timothy Helbing located in Appleton, WI serving chapter 7 and chapter 13 bankruptcy

When is filing for bankruptcy a bad idea?

Just as with other important decisions in your life, bankruptcy should never be entered into lightly. If you think of bankruptcy as a quick fix or as a way to simply wipe out your debts without trying to pay them, this solution may not be for you. In truth, it is always a good idea […]

Bankruptcy myth: You can never discharge student loans

Like most complex issues in society, there are a lot of misconceptions and myths surrounding bankruptcy. Some people believe it will preclude them from ever owning a home or getting credit again. Others may have heard that there simply isn’t any way for student loans to get discharged in bankruptcy. This myth is particularly insidious, […]

Weighing the pros and cons of filing bankruptcy

For many debt-ridden Wisconsin residents, bankruptcy is the only option. Others may be able to choose an alternative to bankruptcy but they don’t know if they should. We understand that it can be difficult to make sound decisions in the midst of a financial crisis. This is why we like to talk about debt and […]

Tackling your debts 1 payment at a time

Debts can be emotionally draining and often lead to a vicious cycle of borrowing and unaffordable interest rates. You may have got to a point where you feel as though taking out one more credit card will only be a drop in the ocean when it comes to the debt that you have already accumulated. […]

Unsolicited loan checks can lead to wage garnishments

You may be able to pinpoint the exact moment that your financial future took a nosedive. It might have been the carefully targeted loan solicitation in the form of an already-executed check for a couple grand awaiting only your signature to cash. You remember how it spontaneously appeared in your mailbox just before the holidays […]