Helbing Law Office Logo by Timothy Helbing located in Appleton, WI serving chapter 7 and chapter 13 bankruptcy

Chapter 13 bankruptcy comes with specific responsibilities

Filing for Chapter 13 bankruptcy is a serious matter that must be considered very carefully. When you are going to file, you need to take a close look at the money. One of the steps of filing for this type of bankruptcy is to speak with a credit counselor to determine if there are any […]

Chapter 13 has benefits and drawbacks for you to consider

Filing for bankruptcy protection is one step you can take to reclaim your finances when things get out of hand. One form of bankruptcy that you might file is a Chapter 13. This is often referred to as a working man’s bankruptcy because you will be required to make payments on the case based on […]

Understand the ins and outs of Chapter 13 bankruptcy

When you have the assets or income that exceed the means test that is used to determine eligibility for Chapter 7 bankruptcy, you might end up filing for Chapter 13. This is often referred to as the working man’s bankruptcy because it includes a repayment plan that is based on your income and expenses. We […]

Why Chapter 13 might be the bankruptcy option for you

If you are swimming in debt and unable to afford your monthly demands, Chapter 13 might be a good option for you. With Chapter 13 bankruptcy, your debt is reorganized to an affordable payment that is paid to a trustee. Chapter 13 is a way to bring debts current, ending collection calls and the worry […]

A wage earner’s plan: Chapter 13 bankruptcy

Have you ever considered bankruptcy and then wondered if you qualified? Many Wisconsin working individuals who struggle with debt believe they own or make too much to qualify for bankruptcy. If that is you, you will want to read on. Chapter 13, “also called a wage earner’s plan,” is just for such individuals. Having a […]

Chapter 13 bankruptcy | The upside vs. the downside

You probably already know how difficult it is to stay ahead in the nation’s economic environment. Despite your very best efforts, you may have reached the conclusion that bankruptcy is the only way to address your financial hardships. While it can be a sad realization, you are in good company as many other Wisconsin residents […]

How Chapter 13 bankruptcy could help you pay child support

All family law courts in the United States place a high importance on a parent’s child support obligations. This means that child support cannot be discharged in any type of bankruptcy. In other words, courts always expect parents to pay their support obligations regardless of their financial situations. We do not believe any parent in […]

Chapter 13 bankruptcy in Wisconsin | An overview

If you are like most residents in the Appleton region of Wisconsin, filing for bankruptcy is the last debt relief solution on your list of options. People naturally fear bankruptcy even though it does not carry the stigma it once did. When you realize that this option is your best choice, you must then decide […]

Does non-exempt property matter in a Chapter 13 case?

You know that non-exempt property matters a lot in a Chapter 7 bankruptcy case. After all, that is a liquidation case, so that property may be sold off to pay the debt. Exempt property is what you get to keep. But what about a Chapter 13 case? With this type of filing, you’re just making […]

Can you use Chapter 13 if you’re self-employed?

You work for yourself, and you have for five years. You have a stable income, but you overestimated how much debt you could afford. You’re thinking of using Chapter 13 bankruptcy. You know about some of the advantages. You can set up a repayment plan, for instance, that fits your current income. You fully plan […]